Tuesday, February 22, 2011

Tim Hortons' "Roll up the rim" started Monday. So far, same as last year: 0-2. But I live in hope...

Thursday, February 17, 2011

Kingston Real Estate. Great value for those looking to buy a home or invest in a "product" they know rather than say, "Pork-belly futures"

Saturday, December 18, 2010

At Mary and Joseph's first neighborhood "Secret Santa"..."Thanks for the gold, you three, but Frankinsence? Myrrh?"

Friday, December 17, 2010

Some timely information on keeping yourselves and your families safe over the Christmas and New Year's season...

Seasonal Fire Safety Tips From Kingston Fire & Rescue



Kingston Fire & Rescue offers the following fire safety guidelines for a fire safe holiday season. While many seasonal risks increase during cold weather, most fires can be prevented.

* In the last week in Ontario, cooking related fires claimed the lives of three persons and seriously injured two more. For the entire month of December last year, ten people died in fires in the province. This December, there have already been 11 fatalities.
Unattended cooking is the number one cause of home fires. Keep combustibles clear of the stove and have a proper fitting lid nearby.
If a pot catches fire, slide the lid over the pot and turn off the stove.

* There is a direct relationship between alcohol use and fires involving smokers' materials and cooking. The message is to celebrate wisely!
Candle fires increase during the holiday season. Use sturdy candle holders located away from combustibles, such as decorations, Christmas trees, wreaths, and curtains. Never leave burning candles in a room unattended.

* Christmas trees should not be located near heat sources such as heaters, televisions, fireplaces, heating ducts or sunny windows. It is essential to refill the water supply every day for live Christmas trees. If you use an artificial tree, make sure that it is flame retardant.
Christmas trees and decorations should never obstruct exit doors.

* Always use the proper decorative light sets - use indoor sets inside, and outdoor sets outside. Discard any damaged cords and light sets. Do not coil an extension cord when in use and never cover it with a carpet or rug. Turn off all tree and display lights before going to bed or leaving the house.

* Professionally inspect and clean all wood heat systems before use.
Place ashes in a metal container stored outside of the house and garage.Wrapping paper, boxes, and Christmas trees should never be burned in appliances or fireplaces, due to the intensity at which they burn.

* Fire safety gift ideas include additional smoke alarms, carbon monoxide detectors, ABC multi-purpose fire extinguishers, and flashlights with batteries. Practicing fire safety and escape planning greatly increases your chances of survival in the event of a fire. Fire and Rescue staff are available to answer your questions each and every day!

Is Your House "Winter-Ready"?

From the people at "Carson Dunlop" a well-respected home inspection company:



One of the burdens of living in Canada is the extreme conditions we ask ourselves and our houses to live through. That burden can be lighter for both you and your house with regular maintenance. As good cooking and great paint jobs can attest, success lies in the prep work. Now is the time to get moving to ready your house for a cold winter and a wet spring. Here are our suggestions for a simple pre-winter tune-up.
Jumping Jack Frost - A Winter Tune-up Treatise

One of the great joys of living in Canada is the change of seasons. Autumn’s colors and crispness will soon be making way for winter’s exciting first snowfall. Of course, one of the great burdens of living in Canada is the extreme conditions we ask ourselves and our houses to live through.

That burden can be lighter for both you and your house with regular maintenance. As good cooking and great paint jobs can attest, success lies in the prep work. Now is the time to get moving to ready your house for a cold winter and a wet spring. Here are our suggestions for a simple pre-winter tune-up.

Tools You May Need

• Ladder
• Paintbrush
• Shovel
• Vacuum
• Telephone
• Sharpened eyeball

Outside

The brunt of the weather abuse is borne by the roof and the exterior skin of the house. Roof
Get a ladder, a pair of binoculars, or a trusted roofer, and check the roof. If you have a sloped roof, look for shingles that are cracked, curled, loose, damaged, or missing. Repair where needed. Pay attention to the junctions between the roof and chimneys, pipes, and walls, for example - the metal flashings often need re-securing or re-caulking. If you have a flat roof, clean off leaves and branches, and cut back overhanging tree limbs. On the roof membrane, look for bulges, worn spots, or split seams. Flashings are important here also.

While you are up there, you should have a look at the chimney, if there is one. Brick chimneys may have missing mortar or loose bricks, and should have a screen to keep animals out. Metal chimneys should be free from rust.

Eavestroughs and Downspouts

While at roof level, be sure to clean and re-secure the eavestroughs. We cannot overstate the importance of having free flowing and leak free gutters and downspouts on the overall health of the house, especially the basement. If your eavestroughs can’t control the rain or melting snow, the ground will get soaked. Soaked ground means much higher risk of a leaky basement. Keep your basement in mind while you are dangling from the edge of the roof!

Follow the downspouts to ground level to double check where they dump the water. Above ground spouts should be well connected at the elbow, and discharge at least six feet away from the nearest wall, or at a point where run-off will be carried away from the house. For any house older than about 40 years, downspouts draining below ground should be considered for disconnecting from the below grade pipe system, and extending to drain above ground. This is an easy and surprisingly effective basement leakage cure in many older houses.

Grading

Speaking of the basement again, take a tour around the house to check how the ground directs traffic. Any and all surfaces next to the walls should be sloped to shed water away. Bad grading is another common and preventable cause of basement leakage. This is exponentially more important on warm winter days – melting snow runs quickly across the surface of still frozen ground. If the grading is bad, it will flow right to the house, and possibly right into the basement. Now is the time to grab the shovel and re-slope the grass, or call a paving contractor or handy person to correct a negatively sloping driveway or walkway.

Windows

During the exterior walkabout, check the windows and doors for any wood in need of paint, and any joints that need re-caulking. Check also the caulking at pipes, vents, and other wall penetrations.

Inside

Inside the house, we are going to need heat. Lots of it.

Furnace

The most important pre-winter activity can be done by anybody no matter what their skill level, for usually low cost, in about 2 minutes: pick-up the phone, and schedule a heating system maintenance call. Even a new unit needs this check. The technician will clean the burners and fan, lubricate the moving parts, change the filter and check the operation of the important safety mechanisms. If the service is to be done later in the heating season, you can start on the right foot by replacing or cleaning the furnace air filter. If you have a humidifier you should clean it out as well.

Once we have heat, let’s do what we can to keep it in the house.

Weather Stripping

If you live in a new house, odds are good your windows and doors are well sealed. Old windows and doors, and even some newer ones, may need sealing to keep heat in and cold out. One approach would be to replace them. Luckily, great improvements can be made with simple weather stripping kits available at any hardware store. Due to the tremendous variation in shapes and sizes, we could write a novel about how to do this, but all you really need to do is to find the pre-packaged material that has a picture of your window or door, or something close to it, and follow the instructions.

Final Notes

The previous suggestions are the most important winter tune-up steps. Other good ideas include cleaning the heating grates, especially on the big cold air returns, cleaning and lubricating exhaust fans, and cleaning out the dryer vent and cover. If you have electric baseboard heaters, vacuum the dust off the interior fins, and make sure drapes and curtains are several inches above their hot surfaces.

Real Estate Predictions for 2011 (including Kingston and the rest of Canada)

The following report from RE/MAX Ontario-Atlantic gives their opinion on how things will go in the real estate business in the New Year.

"Stability" sounds pretty darn good to me...

Mississauga, ON (December 7, 2010) -- Although improved economic fundamentals will have a positive impact on Canadian housing markets moving forward, the forecast for residential real estate sales remains static in most major centres in 2011, according to a report released today by RE/MAX.

The RE/MAX Housing Market Outlook 2011, examining trends and developments in 26 major centres across the country, found that home-buying activity in 2010 fell short of 2009 levels. Housing values, however, continued to climb, with virtually all areas reporting an upswing in average price, ranging from just under one per cent to 15 per cent this year. Lower inventory levels in many markets offset the effects of diminished demand, propping-up price in almost every instance. Kitchener-Waterloo, Quebec City, and St. John’s saw the greatest increases in average price this year, while Eastern Canadian markets including Hamilton-Burlington, Sudbury, Windsor, Moncton and Prince Edward Island were the only markets that bucked the downward trending in home sales in 2010.

By year-end, approximately 441,000 homes are expected to change hands nationally, a five per cent decline from the 465,251 sales reported in 2009. Housing values are forecast to continue to climb, up an estimated seven per cent to $340,000, compared with $320,333 one year earlier.

“In terms of resale housing activity, what many are talking about as the new normal is actually a return to the traditional real estate cycle,” says Michael Polzler, Executive Vice President, Regional Director, RE/MAX Ontario-Atlantic Canada. “The past decade was truly unprecedented—never before have we experienced a run up that was as strong or lasted as long. As we have digressed from the typical pattern, people have forgotten what the usual healthy cycle looks like, but all the hallmarks are there. Ample inventory levels, steady demand, and moderate growth, both in terms of sales and prices, will characterize the market in 2011. While the pace may appear lackluster in comparison to what we’ve grown accustomed to, it underscores the principles of real estate 101: The market is cyclical. All boats rise and fall with the tide.”

Greater stability is expected to characterize the markets in 2011, with Canadian housing sales predicted to mirror 2010 levels at 441,000 next year, while average price is forecast to escalate three per cent to $350,000 by year-end 2011.

“Looking forward, we see steady improvement in provincial and local economies—which will bode well for housing markets across the board,” says Elton Ash, Regional Executive Vice President, RE/MAX of Western Canada. “The relentless drive in the market reminiscent of years past will be gone and instead, we can expect to see more normal, balanced market conditions, with buyers maintaining a slight edge.”

Markets in British Columbia are forecast to lead the country in terms of percentage increases in sales activity next year, with Greater Vancouver expected to climb 10 per cent, followed by Victoria at eight per cent and Kelowna at six per cent. After a prolonged period of economic hardship, Windsor is once again on track for growth, with residential home sales predicted to climb five per cent.

Almost all markets are reporting an anticipated increase in housing values next year, with St. John’s in Newfoundland-Labrador in front with an estimated eight per cent hike in average price in 2011. The value of homes in Greater Vancouver, Kelowna, Regina, Saskatoon, London-St. Thomas, Ottawa, Sudbury and Greater Montreal is also predicted to climb five per cent.

“Low interest rates and improving consumer confidence levels should stimulate home-buying activity at all price points next year,” says Sylvain Dansereau, Executive Vice President, RE/MAX Quebec. “Overall gains will be more muted—a welcome reprieve for purchasers. 2011 will be a year that will see more widespread recovery across a broader array of economic sectors, setting the stage for a better 2012.”

In the meantime, a number of factors will continue to support sustained sales and price growth in the months and years ahead:

• Land scarcity, intensification, urban renewal, infill and renovation will continue to drive up values—regardless of supply and demand—in major metropolitan areas. The Canadian housing stock is ever-evolving, particularly in the central core of each city. With average price pushing closer to or well past the $300,000 mark in the vast majority of major centres, and affordability of single-family homes diminishing, the demand for attainable product will rise in tandem, bolstering the growing condominium segment in the years ahead.

• The upper-end of the market continues to be a strong indication of the overall health of Canada’s housing sector. Typically the first segment to soften in a downturn, luxury homes posted record sales activity in 2010, and demand is expected to remain solid in 2011. Strong sales in the high-end will continue to prop up average prices.

• Immigration will remain a serious force stimulating demand, particularly given the penchant for homeownership among today’s new Canadians. While the formation of new households used to take an average of five years, a growing number of newcomers arrive skilled, financially secure, and ready to make their home-buying moves. It is estimated that Canada will average 250,000 new immigrants annually.

• In the year ahead, federal, provincial and local stimulus in the form of continued infrastructure spending and capital projects will be a considerable boon to economic stability and employment, providing consumers the confidence to move forward with real estate purchases.

• Volatility in the money markets will continue to drive buyers to the tangibility of homeownership, both as a reliable long-term investment and a form of shelter, particularly given low vacancy rates and a lack of new rental construction in a number of major centres.

RE/MAX is Canada’s leader with over 18,000 sales associates situated throughout its more than 690 independently-owned and operated offices in Canada. The RE/MAX network, now in its 37th year, is a global real estate system operating in 80 countries, with over 6,300 independently-owned offices and over 92,000 member sales associates. RE/MAX realtors lead the industry in professional designations, experience and production while providing real estate services in residential, commercial, referral, and asset management. For more information, visit: www.remax.ca.

Christine Martysiewicz
RE/MAX Ontario-Atlantic Canada
905.542.2400

Thursday, December 16, 2010

working in Real estate is like driving a car...if you take your foot off the gas, you slow down...